InvestLinc Wealth Services: Your Link to Financial Freedom
First-Class Money Management & Financial Planning Services
Our Philosophy:
Investment Management Services
Fee Only
Under our fee-only model, we make more money when you make more money. We lose money when you lose money.
Fee percentages for New Clients
- 1%/yr below $1M of household assets
- 0.75%/yr from $1M-3M of assets
- Negotiable above $3M+ depending on size and complexity
Minimum Account Size
$350k per household. We reserve the right to waive this minimum at our discretion.
Financial Planning Services: Flat Fee or Hourly
Flat Fee or Hourly
Comprehensive Financical Plans – The Compendium
A robust financial plan that leaves no stone unturned.
Organizes your finances into a physical binder and digital thumb drive.
Includes clear guidance across 10 key areas.
Includes a prioritized implementation checklist to ensure our recommendations turn into real results.
Comprehensive Financical Plans – The Compendium
Flat fee of $7,500-$10,000 depending on scope and complexity
A robust financial plan that leaves no stone unturned.
Organizes your finances into a physical binder and digital thumb drive.
Includes a prioritized implementation checklist to ensure our recommendations turn into real results.
Includes clear guidance across 10 key areas
The process:
Hourly À La Carte Planning
$250/hr for personal planning
$350/hr for business planning
Objective financial advice at your direction.
Charged hourly.
Scope of work and price range determined upfront prior to engagement.
No charge for initial consultation.
Work alongside your existing accountant/attorney or connect with a trusted local professional.
Hourly “À La Carte” Planning
$250/hr for personal planning
$350/hr for business planning
Objective financial advice at your direction.
Charged hourly.
Scope of work and price range determined upfront prior to engagement.
No charge for initial consultation.
We can work seamlessly with your existing accountant and attorney or connect with youa trusted local professional as needed.
Hourly Planning
$250/hr for personal planning
$350/hr for business planning
Objective financial advice at your direction.
Charged hourly.
Scope of work and price range determined upfront prior to engagement.
No charge for initial consultation.
Work alongside your existing accountant/attorney or connect with a trusted local professional.
Why InvestLinc?
InvestLinc Team
West A. Cohan, CFP®, AIF®
CA Life, Health, Disability, Long-Term Care, Property, and Casualty Insurance Lic.
Starting at the bottom of the totem pole in 2012, West has held every role in this organization. After over a decade of commitment,West now serves as Chief Investment Officer, Chief Executive Officer for InvestLinc Wealth Services, LLC. He attributes a large partof his success to having incredible mentors like Rick Emmett.
West’s primary focus is portfolio management, operations, and client service. West began in 2012 as an Administrative Assistant with InvestLinc Wealth Services, Inc. In 2013, Westserved as an Insurance Planner after obtaining all necessary licenses and knowledge. In October of 2013, West expanded his services into the investment side of the business becoming a Wealth Manager. From 2017 – 2019 West served as the Chief Compliance Officer. In 2019 West became Chief Investment Officer and in January of 2024 became the Chief Executive Officer of the firm. He is insurance licensed in life, health, disability, and property and casualty. Hepassed the Series 65 investment examination. He completed the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Accredited Investment Fiduciary (AIF®) programs in 2019. He earned his Bachelor’s Degree in Economics from the University of California at Los Angeles in 2012 and served as a board member of a non-profit organization.
West enjoys reading fantasy novels, working out, traveling, and spending time with his beautiful wife. He also enjoys building businesses, reading the Wall Street Journal, and learning. To unwind he meditates, plays video games, and plays with his cats Hazel and Peanut.
Rick R. Emmett, CLU®, AIF®
Rick’s humble beginnings in this industry began over 40 years ago when he first worked as the nighttime janitor for Resource Financial, a predecessor company to InvestLinc. Rick has since become a successful serial entrepreneur. He serves as Chief Compliance Officer of InvestLinc Wealth Services, LLC. In that capacity, he provides financial advisory and management services to individuals and business clients. He oversees the finances of approximately twenty-five entities. Mr. Emmett is also a partner in several other entities involved in consulting, insurance, private investment holding companies, real estate and construction management, real estate consulting, graphic design, and marketing.
He has a long history of serving as an executive officer and board member for a number of businesses, non-profits, and charitable foundations. Mr. Emmett holds the professional designations of Accredited Investment Fiduciary (AIF®), Chartered Life Underwriter (CLU®), National Certified Guardian, and California Professional Fiduciary. He is insurance licensed in life, health, disability and long-term care. Mr. Emmett is a 1993 graduate of California State University, Los Angeles with a Bachelor’s Degree in Philosophy. He also has studied extensively at the Master’s level in history, philosophy and religious studies.
Rick enjoys reading by the pool, traveling, and spending time in the community. He also enjoys building businesses, mentoring youth, and helping others. He occasionally enjoys a cold beer. At heart he is an explorer, philosopher, and mountaineer.
Xuyen “Sue Ann” Vu
Her journey began in Saigon, Vietnam. After losing her father at a young age, Sue Ann worked hard to support her mother and sisters. In high school she received an American Field Service Scholarship and spent one year at Pasadena High School in California. After wards, while earning a BS in English Linguistics at Saigon University, she balanced roles as a TV News Broadcaster for South Vietnam, a DJ for the American Radio Service, and a Flight Announcer for Saigon International Airport.
After the fall of South Vietnam, she returned to the US, attended the University of Southern California, and graduated with a BS in Accounting. She gained valuable experience as a Senior Accountant for Exxon USA, Champlin Petroleum, and later as a Customer Service Manager for a manufacturing company.
In 2020 she joined InvestLinc Wealth Services where she currently serves as the Client Services Coordinator. Her primary focus is administrative support for investment clients including client onboarding, service requests, portfolio reporting, billing, and client communication.
She enjoys spending with her husband, four beautiful children, grandchildren, and extended family. Sue Ann is down to earth, hardworking, and a joy to everyone she interacts with.
InvestLinc team
Rick R. Emmett
California Professional Fiduciary Lic. PF936
National Certified Guardian
Rick’s humble beginnings in this industry began over 40 years ago when he first worked as the nighttime janitor for Resource Financial, a predecessor company to InvestLinc. Rick has since become a successful serial entrepreneur. He serves as Chief Compliance Officer of InvestLinc Wealth Services, LLC. In that capacity, he provides financial advisory and management services to individuals and business clients. He oversees the finances of approximately twenty-five entities. Mr. Emmett is also a partner in several other entities involved in consulting, insurance, private investment holding companies, real estate and construction management, real estate consulting, graphic design, and marketing.
He has a long history of serving as an executive officer and board member for a number of businesses, non-profits, and charitable foundations. Mr. Emmett holds the professional designations of Accredited Investment Fiduciary (AIF®), Chartered Life Underwriter (CLU®), National Certified Guardian, and California Professional Fiduciary. He is insurance licensed in life, health, disability and long-term care. Mr. Emmett is a 1993 graduate of California State University, Los Angeles with a Bachelor’s Degree in Philosophy. He also has studied extensively at the Master’s level in history, philosophy and religious studies.
Rick enjoys reading by the pool, traveling, and spending time in the community. He also enjoys building businesses, mentoring youth, and helping others. He occasionally enjoys a cold beer. At heart he is an explorer, philosopher, and mountaineer.
West A. Cohan
CA Life, Health, Disability, Long-Term Care, Property, and Casualty Insurance Lic.
Starting at the bottom of the totem pole in 2012, West has held every role in this organization. After over a decade of commitment,West now serves as Chief Investment Officer, Chief Executive Officer for InvestLinc Wealth Services, LLC. He attributes a large partof his success to having incredible mentors like Rick Emmett.
West’s primary focus is portfolio management, operations, and client service. West began in 2012 as an Administrative Assistant with InvestLinc Wealth Services, Inc. In 2013, Westserved as an Insurance Planner after obtaining all necessary licenses and knowledge. In October of 2013, West expanded his services into the investment side of the business becoming a Wealth Manager. From 2017 – 2019 West served as the Chief Compliance Officer. In 2019 West became Chief Investment Officer and in January of 2024 became the Chief Executive Officer of the firm. He is insurance licensed in life, health, disability, and property and casualty. Hepassed the Series 65 investment examination. He completed the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Accredited Investment Fiduciary (AIF®) programs in 2019. He earned his Bachelor’s Degree in Economics from the University of California at Los Angeles in 2012 and served as a board member of a non-profit organization.
West enjoys reading fantasy novels, working out, traveling, and spending time with his beautiful wife. He also enjoys building businesses, reading the Wall Street Journal, and learning. To unwind he meditates, plays video games, and plays with his cats Hazel and Peanut.
Xuyen “Sue Ann” Vu
Her journey began in Saigon, Vietnam. After losing her father at a young age, Sue Ann worked hard to support her mother and sisters. In high school she received an American Field Service Scholarship and spent one year at Pasadena High School in California. After wards, while earning a BS in English Linguistics at Saigon University, she balanced roles as a TV News Broadcaster for South Vietnam, a DJ for the American Radio Service, and a Flight Announcer for Saigon International Airport.
After the fall of South Vietnam, she returned to the US, attended the University of Southern California, and graduated with a BS in Accounting. She gained valuable experience as a Senior Accountant for Exxon USA, Champlin Petroleum, and later as a Customer Service Manager for a manufacturing company.
In 2020 she joined InvestLinc Wealth Services where she currently serves as the Client Services Coordinator. Her primary focus is administrative support for investment clients including client onboarding, service requests, portfolio reporting, billing, and client communication.
She enjoys spending with her husband, four beautiful children, grandchildren, and extended family. Sue Ann is down to earth, hardworking, and a joy to everyone she interacts with.
Driving to Our Office
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